to make investments; cultivate a new business; buy a new home, car or boat; pay bills, credit cards or other debt; fund your child's college education; take a dream vacation or retire; or just follow your heart's desire.
If you sold a home or business and are collecting installment payments from the buyer; or if you are receiving settlement payments from an insurance company; or if you are receiving installments from a retirement annuity; or if you hit the lottery and are collecting payments; you could sell all or part of the payments you expect to collect and get paid sooner rather than later. (And no, this is not a loan you have to pay back.)